Welcome to Our Lives Today ("Website", "we," "us," or "our"). These Terms & Conditions ("Terms") govern your use of our Website located at ourlivestoday.com. By accessing or using our Website, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our Website.
1. Acceptance of Terms
By accessing, browsing, or using Our Lives Today, you acknowledge that you have read, understood, and agreed to be bound by these Terms, as well as our Privacy Policy. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Website constitutes acceptance of any changes.
2. Use of the Website
You agree to use the Website only for lawful purposes and in accordance with these Terms. Specifically, you agree not to:
- Violate any applicable laws, regulations, or third-party rights
- Engage in fraudulent, deceptive, or harmful activities
- Disrupt or interfere with the Website’s functionality, servers, or networks
- Post, share, or distribute any unlawful, defamatory, obscene, or offensive content
- Attempt to gain unauthorized access to any part of the Website
We reserve the right to suspend or terminate access to any user who violates these Terms.
3. Intellectual Property Rights
All content on Our Lives Today, including but not limited to text, articles, images, graphics, logos, and website design, is owned by or licensed to us and is protected by copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, revocable license to access and use the Website for personal, non-commercial purposes only. You may not:
- Copy, reproduce, modify, or distribute any Website content without prior written permission
- Remove copyright, trademark, or proprietary notices from any content
- Use our trademarks or branding without express authorization
4. Third-Party Links & Services
Our Website may contain links to third-party websites or services for informational purposes. These links do not imply endorsement, and we are not responsible for the content, policies, or practices of any third-party websites. We recommend reviewing the terms and privacy policies of any third-party sites you visit.
5. User-Generated Content
If you submit or post any content (e.g., comments, feedback, or articles) on our Website, you grant us a worldwide, non-exclusive, royalty-free, irrevocable license to use, reproduce, modify, and distribute your content in any media.
By submitting content, you warrant that:
- You own the rights to the content or have permission to share it
- Your content does not violate any third-party rights
- Your content does not contain unlawful, defamatory, or offensive material
We reserve the right to remove or modify any user-generated content at our discretion.
6. Disclaimers & Limitation of Liability
a. No Warranties
Our Website is provided "as is" and "as available" without any warranties, express or implied. We do not guarantee:
- The accuracy, completeness, or reliability of any content
- Continuous, uninterrupted, or error-free operation of the Website
- That the Website will be free of viruses, malware, or other harmful components
b. Limitation of Liability
To the fullest extent permitted by law, Our Lives Today and its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
- Your use or inability to use the Website
- Any errors, inaccuracies, or omissions in the content
- Unauthorized access to or use of our servers or data
- Any third-party services, links, or advertisements
If you are dissatisfied with the Website, your sole remedy is to discontinue using it.
7. Indemnification
You agree to defend, indemnify, and hold harmless Our Lives Today, its affiliates, and its representatives from any claims, liabilities, damages, losses, or expenses (including legal fees) arising from:
- Your violation of these Terms
- Your misuse of the Website
- Any content you submit or post
8. Privacy Policy & Data Collection
By using our Website, you acknowledge and agree to the Privacy Policy, which outlines how we collect, use, and protect your personal information.
9. Termination of Use
We reserve the right to suspend or terminate your access to the Website at our sole discretion if we believe you have violated these Terms or engaged in unlawful activity. We may also remove any content or material without notice.
10. Changes to These Terms
We reserve the right to update or modify these Terms at any time. We will post the revised Terms on this page, and continued use of the Website after modifications constitutes acceptance of the new Terms.
12. Contact Us
If you have any questions or concerns regarding these Terms, please contact us via our Contact Page.
